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@mikenov: Iran did not suspend cooperation agreement with Russia, ambassador says – Al Arabiya English … Iran did not suspend cooperation agreement with Russia, Ambassador says – Deccan Herald … Putin’s Hidden Game in the South Caucasus – Foreign Affairs Magazine … President Raisi’s…


Iran did not suspend cooperation agreement with Russia, ambassador says – Al Arabiya English … Iran did not suspend cooperation agreement with Russia, Ambassador says – Deccan Herald … Putin’s Hidden Game in the South Caucasus – Foreign Affairs Magazine … President Raisi’s…

— Michael Novakhov (@mikenov) June 11, 2024

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WeTransfer alternative? Hey all, I’m looking for an alternative to WeTransfer. I don’t use it often but work is taking off. I need clients to be able to send me larger photos and images. I’m thinking I’ll add it to my website and allow clients to just upload zip files so they can send things to me.

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US intelligence assesses Houthis in Yemen in talks to provide weapons to al-Shabaab in Somalia, officials say – CNN


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Apple Intelligence is the iPhone’s answer to Gemini and Galaxy AI – Android Police


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Russia Ukraine War | World | rockymounttelegram.com – Rocky Mount Telegram


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Zelenskyy says Ukraine needs air defenses, aid for energy system



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CD and Savings Rates Today: Start Earning More Interest


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The offers and details on this page may have updated or changed since the time of publication. See our article on Business Insider for current information.

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Banks are fighting for customer dollars right now, and people with cash to spare are well-positioned to benefit from a high rate environment. With rates rapidly changing, how can you feel confident that you’re getting the best savings account or best CD?

We monitor rates from banks and credit unions daily to help you feel confident before you open a new account. Experts don’t expect CD rates to go up in 2024, so now could be a great time to lock in a rate if you’re ready. Here are the top rates for popular savings accounts and CDs on Tuesday, June 11.

Featured Nationally Available Deposit Rates

Account Name APY (Annual Percentage Yield) Accurate as of 6/10/2024 Minimum Account Opening Balance
Western Alliance Bank High-Yield Savings Premier 5.36% $500
BrioDirect High-Yield Savings Account 5.30% $5,000
Forbright Growth Savings 5.30% $0
CIT Bank Platinum Savings 5.00% (with $5,000 minimum balance) $100
Barclays Online Savings Account 4.35% $0
Capital One 360 Performance Savings 4.25% $0

Featured Nationally Available CD Rates

Account Name APY (Annual Percentage Yield) Accurate as of 6/10/2024 Minimum Account Opening Balance
Barclays 1 Year Online CD 5.00% $0
Banc of California 3 Month CD, powered by Raisin 5.34% $1
Barclays 6 Month Online CD 4.85% $0
SkyOne Federal Credit Union 1 Year No Penalty CD 4.75% $1
Discover 18 Month CD 4.40% $2,500
Bread Savings 2 Year High-Yield CD 4.65% $1,500
Quontic 5 Year CD 4.30% $500

Savings Account Bonus

Alliant High-Rate Savings Account

Earn a $100 bonus when you deposit at least $100 a month for 12 consecutive months and have a balance of $1,200 or more at the end of the 12-calendar-month period (offer expires December 31, 2024).

See more savings account bonuses »

Leading Checking & Savings Combo Account Bonus

SoFi Checking and Savings

Earn up to $300 with qualifying direct deposit for eligible customers (offer expires 12/31/24). Earn up to 4.60% APY on savings balances (including Vaults) with direct deposit.

See more bank account bonuses »

About High-Yield Accounts

High-yield savings accounts aren’t the only accounts paying favorable rates right now. You’ll typically see the highest rates at online or lower-profile institutions rather than national brands with a significant brick-and-mortar presence. This is normal; online banks have lower overhead costs and are willing to pay high rates to attract new customers.

High-Yield Savings Accounts

The best high-yield savings accounts provide the security of a savings account with the added bonus of a high APY. Savings accounts are held at a bank or credit union — not invested through a brokerage account — and are best for saving cash in pursuit of shorter-term goals, like a vacation or big purchase. 

High-Yield Checking Accounts

The best high-yield checking accounts tend to pay slightly lower rates than high-yield savings, but even they are strong in today’s rate environment. A checking account is like a hub for your money: If your paycheck is direct deposited, it’s typically to a checking account. If you transfer money to pay a bill, you typically do it from a checking account. Checking accounts are used for everyday spending and usually come with checks and/or debit cards to make that easy.

Money Market Accounts

The best money market accounts could be considered a middle ground between checking and savings: They are used for saving money but typically provide easy access to your account through checks or a debit card. They usually offer a tiered interest rate depending on your balance.

Cash Management Accounts

A cash management account is also like a savings/checking hybrid. You’ll generally see them offered by online banks, and, unlike a checking account, they usually offer unlimited transfers. A savings account often limits the number of monthly transfers, while a checking account doesn’t. Cash management accounts typically come with a debit card for easy access, but you may have to pay a fee if you want to deposit cash.

Certificates of Deposit

The best CD rates may outpace any of the other accounts we’ve described above. That’s because a certificate of deposit requires you to “lock in” your money for a predetermined amount of time ranging from three months to five years. To retrieve it before then, you’ll pay a penalty (unless you opt for one of the best no-penalty CDs). The longer you’ll let the bank hold your money, the higher rate you’ll get. CD rates aren’t variable; the rate you get upon depositing your money is the rate you’ll get for the length of your term.

About CD Terms

Locking your money into an account in exchange for a higher interest rate can be a big decision. Here’s what you need to know about common CD terms.

No-Penalty CDs

Most CDs charge you a fee if you need to withdraw money from your account before the term ends. But with a no-penalty CD, you won’t have to pay an early withdrawal penalty. The best no-penalty CDs will offer rates slightly higher than the best high-yield savings accounts, and can offer a substantially improved interest rate over traditional brick-and-mortar savings accounts.

6-Month CDs

The best 6-month CDs are offering interest rates in the mid-5% range. Six-month CDs are best for those who are looking for elevated rates on their savings for short-term gains, but are uncomfortable having limited access to their cash in the long term. These can be a good option for those who may just be getting started with saving, or who don’t have a large emergency fund for unexpected expenses.

1-Year CDs

The best 1-year CDs tend to offer some of the top CD rates, and are a popular option for many investors. A 1-year term can be an attractive option for someone building a CD ladder, or for someone who has a reasonable cash safety net but is still concerned about long-term expenses. 

2-Year CDs

The best 2-year CD rates will be slightly lower than 1-year and no-penalty CD rates. In exchange for a longer lock-in period, investors receive a long-term commitment for a specific rate. These are best used as part of a CD ladder strategy, or for those worried about a declining rate market in the foreseeable future.

3-Year CDs

The best 3-year CDs tend to have rates that are comparable to 2-year CDs. These are usually less popular for your average investor, but can be an important lever when diversifying investments and hedging against the risk of unfavorable rate markets in the long term.

5-Year CDs

The best 5-year CDs will offer lower rates than the other terms on our list, but are still popular options for investors. These CDs are best for those looking to lock in high rates for the long term. CDs are generally viewed as safe investment vehicles, and securing a favorable rate can yield considerable earnings in year three and beyond — even if rates fall elsewhere.

Read the original article on Business Insider

The post CD and Savings Rates Today: Start Earning More Interest first appeared on The News And Times.


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Every summer I live at camp with my kids. As a working mom, I don’t have to think about logistics as much.


Kids at summer campThe author and her family move to the summer camp where her husband works.

Courtesy of the author

  • My husband and our three kids move into summer camp to live there.
  • My husband is the camp director of a camp in Ontario. 
  • The five of us live in a 350-square-foot cabin with no kitchen. 

I never would have imagined that I’d be living at a children’s summer camp in a tiny cabin all summer with my husband and three kids — yet here I am.

Last year, my husband was offered a job as a Camp Director at a small children’s camp in remote Southwestern Ontario. As picturesque as that sounds, we both had to sit down and discuss how we’d logistically live at the camp for two months every summer. I work as a Senior Manager for a Toronto-based tech firm, and while I am a remote worker, I absolutely need excellent internet and an uninterrupted workday. I’m also a freelance journalist and need privacy for interviewing sources.

In addition to my busy work schedule, we have three growing daughters, ages 7, 10, and 12. The camp is located two hours from our home, which would mean uprooting them from their community and missing out on fun with friends and family over the summer months.

The biggest almost dealbreaker was the tiny 350-square-foot cabin we’d all share. The first time we walked into the cabin, we all almost ran out screaming. It was old, musty, and completely unlivable. Thankfully, my husband managed to “renovate” the space enough that we could comfortably live there. The small cabin consists of two bedrooms (our three kids squeeze into one bedroom, and we share the other room), a small bathroom, and a living area. While there’s no kitchen, a few feet outside our front door is a large dining lodge.

Girl in summer camp kitchenThe author doesn’t have a kitchen in her cabin but can use the one in the main dining area of the camp.

Courtesy of the author

“You won’t have to cook all summer,” my husband told me when he was first offered the position. No grocery bills and no cooking all summer made the occasionally mouse-infested, very tiny cabin mostly worthwhile.

It gave us the option to slow down

Eventually, we agreed that this would be a good opportunity for our family. It offered us a chance to slow down and enjoy a quieter pace.

The camp is located at the top of a bluff overlooking Lake Huron, which some consider the most beautiful and pristine sunsets in the world. In the absence of the city’s light pollution, the night sky is beyond breath-taking. While we were entering a completely new experience, our kids would get the chance to live surrounded by new friends and fun activities for two months straight, all against the backdrop of a rustic campground.

In a few weeks, we’ll be entering our second summer at camp, and we’re all eagerly anticipating move-in day. As soon as we step foot into camp, our rhythms and routines will shift.

I have to worry about less things

Instead of meal-planning, grocery shopping, and cooking, we’ll all sit in the red dining lodge with staff and campers and eat signature camp fare. The cacophony of utensils clinking and the occasional burst of singing makes mealtime a very jovial affair.

During the day, I’ll work inside the camp office, which is mostly empty since my husband spends his days riding around on an ATV, ensuring the programming is running smoothly. The internet is surprisingly excellent — last year I even managed a live TV interview on Canada’s national news station without interruptions.

Instead of worrying about paying for summer activities, our kids will spend leisurely summer days at the camp. They’ll make crafts, play games, go on hikes, enjoy daily swimming lessons (they’re excellent swimmers now), and reunite with camp friends.

Our kids sleep so much better at camp

One of the most unexpected bonuses of summer camp life is our sleep habits. Our kids have always been notoriously bad sleepers, but at the cabin, everyone sleeps like a rock for the entire night. The combination of fresh air and active days seems to make everyone feel safe and warm in their respective beds. Every morning, I wake up refreshed, clear-headed, and ready to tackle the day.

I never thought I’d be in my mid-30s living at a children’s camp. Some days, it feels like this lifestyle is much more suited to a younger person who doesn’t have the commitment and responsibilities that we do, but most days, it feels like a dream come true.

There’s a simplicity about living in a small shared space. In the summertime, I’m not thinking about a Pinterest-perfect kitchen (because I don’t even have one); when the floor becomes covered in beach sand, it doesn’t bother me, and I have a very small space that can be quickly tidied and cleaned. Besides, most of our day is spent outside under the clear blue sky or in other, larger buildings.

At camp, I’ve found a closeness with my family that I didn’t have before. But I’ve also found community with others. When we’re short on kitchen staff, I’m more than happy to fill the space, chopping a heaping pile of carrots for chili or flipping burgers on the barbeque. I’ll gladly jump into the lake on a hot summer day with my girls or play a game of beach volleyball.

When I go to bed at night, my pillow smells like a campfire, sunscreen, and sweat — all signs of a perfect day at summer camp.

Brianna Bell is a Canadian freelance journalist with work published in The New York Times, The Guardian, The Globe & Mail, and more. Brianna is currently working on her memoir.

Read the original article on Business Insider

The post Every summer I live at camp with my kids. As a working mom, I don’t have to think about logistics as much. first appeared on The News And Times.