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New Golang-based Zergeca Botnet appeared in the threat landscape


Researchers uncovered a new Golang-based botnet called Zergeca that can carry out distributed denial-of-service (DDoS) attacks.

Researchers at the QiAnXin XLab team uncovered a new Golang-based botnet called Zergeca that can carry out distributed denial-of-service (DDoS) attacks.

On May, 2024, the researchers detected a suspicious ELF file at /usr/bin/geomi that was uploaded from Russia to VirusTotal. The file was packed with a modified UPX and had a unique magic number, 0x30219101, however, it wasn’t flagged as malicious. A similar file was uploaded from Germany the same day. The experts discovered multiple uploads from different countries. The analysis revealed the file to be a Golang-based botnet. The botnet was named “Zergeca” due to its C2 string “ootheca,” reminiscent of the Zerg swarming in StarCraft.

The DDoS botnet Zergeca supports six attack methods and implements additional functionalities such as proxying, scanning, self-upgrading, persistence, file transfer, reverse shell, and collecting sensitive device information. Unique features include multiple DNS resolution methods, prioritizing DNS over HTTPS (DoH) for command and control (C2) resolution, and using the uncommon Smux library for C2 communication, encrypted via XOR

The analysis revealed that Zergeca’s C2 IP address, 84[.]54.51.82, has been associated with at least two Mirai botnets since September 2023. The researchers speculate that the author of Zergeca likely gained experience from operating Mirai botnets.

From early to mid-June 2024, the botnet was used to launch DDoS attacks on organizations in Canada, the United States, and Germany. The main type of attack was ackFlood (atk_4), the experts noticed that the victims were distributed across multiple countries and different ASNs.

Zergeca botnet

The botnet’s functionality is implemented through four distinct modules, respectively named as persistence, proxy, silivaccine, and zombie.

The silivaccine module allows to bot to remove competing malware, while the module ‘zombie’ implements the full botnet functionality. The zombie module reports sensitive information from the compromised device to the C2 and awaits commands, it supports six types of DDoS attacks, scanning, reverse shell, and other functions.

“Functionally, it can be broken down into four distinct modules. The persistence and proxy modules are self-explanatory, with the former ensuring persistence and the latter handling proxying.” reads the report published by the QiAnXin XLab team. “The silivaccine module is used to remove competing malware, ensuring exclusive control over the device. The most crucial module is zombie, which implements the full botnet functionality. It reports sensitive information from the compromised device to the C2 and awaits commands from the C2, supporting six types of DDoS attacks, scanning, reverse shell, and other functions.”

Zergeca maintains persistence on compromised devices by adding a system service geomi.service. The service allows the bot to automatically generates a new geomi process if the device restarts or the process is terminated.

“Through reverse analysis, we gained initial insights into Zergeca’s author. The built-in competitor list shows familiarity with common Linux threats. Techniques like modified UPX packing, XOR encryption for sensitive strings, and using DoH to hide C2 resolution demonstrate a strong understanding of evasion tactics.” concludes. “Implementing the network protocol with Smux showcases their development skills. Given this combination of operational knowledge, evasion tactics, and development expertise, encountering more of their work in the future would not be surprising.“

Pierluigi Paganini

Follow me on Twitter: @securityaffairs and Facebook and Mastodon

(SecurityAffairs – hacking, botnet)


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CD and Savings Rates Today: Maximize Your Returns


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The offers and details on this page may have updated or changed since the time of publication. See our article on Business Insider for current information.

Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate banking products to write unbiased product reviews.

Banks are fighting for customer dollars right now, and people with cash to spare are well-positioned to benefit from a high rate environment. With rates rapidly changing, how can you feel confident that you’re getting the best savings account or best CD?

We monitor rates from banks and credit unions daily to help you feel confident before you open a new account. Experts don’t expect CD rates to go up in 2024, so now could be a great time to lock in a rate if you’re ready. Here are the top rates for popular savings accounts and CDs on Friday, July 5.

Featured Nationally Available Savings Rates

Account Name APY (Annual Percentage Yield) Accurate as of 7/3/2024 Minimum Account Opening Balance
Western Alliance Bank High-Yield Savings Premier 5.36% $500
BrioDirect High-Yield Savings Account 5.30% $5,000
Forbright Growth Savings 5.30% $0
CIT Bank Platinum Savings 5.00% (with $5,000 minimum balance) $100
Capital One 360 Performance Savings 4.25% $0

Featured Nationally Available CD Rates

Account Name APY (Annual Percentage Yield) Accurate as of 7/3/2024 Minimum Account Opening Balance
Barclays 1 Year Online CD 5.00% $0
Banc of California 3 Month CD, powered by Raisin 5.34% $1
Barclays 6 Month Online CD 4.85% $0
Freedom Bank 1 Year No Penalty CD 5.00% $1
Discover 18 Month CD 4.40% $2,500
Bread Savings 2 Year High-Yield CD 4.65% $1,500
Quontic 5 Year CD 4.30% $500

Savings Account Bonus

Alliant High-Rate Savings Account

Earn a $100 bonus when you deposit at least $100 a month for 12 consecutive months and have a balance of $1,200 or more at the end of the 12-calendar-month period (offer expires December 31, 2024).

See more savings account bonuses »

Leading Checking & Savings Combo Account Bonus

SoFi Checking and Savings

Earn up to $300 with qualifying direct deposit for eligible customers (offer expires 12/31/24). Earn up to 4.60% APY on savings balances (including Vaults) with direct deposit.

See more bank account bonuses »

About High-Yield Accounts

High-yield savings accounts aren’t the only accounts paying favorable rates right now. You’ll typically see the highest rates at online or lower-profile institutions rather than national brands with a significant brick-and-mortar presence. This is normal; online banks have lower overhead costs and are willing to pay high rates to attract new customers.

High-Yield Savings Accounts

The best high-yield savings accounts provide the security of a savings account with the added bonus of a high APY. Savings accounts are held at a bank or credit union — not invested through a brokerage account — and are best for saving cash in pursuit of shorter-term goals, like a vacation or big purchase. 

High-Yield Checking Accounts

The best high-yield checking accounts tend to pay slightly lower rates than high-yield savings, but even they are strong in today’s rate environment. A checking account is like a hub for your money: If your paycheck is direct deposited, it’s typically to a checking account. If you transfer money to pay a bill, you typically do it from a checking account. Checking accounts are used for everyday spending and usually come with checks and/or debit cards to make that easy.

Money Market Accounts

The best money market accounts could be considered a middle ground between checking and savings: They are used for saving money but typically provide easy access to your account through checks or a debit card. They usually offer a tiered interest rate depending on your balance.

Cash Management Accounts

A cash management account is also like a savings/checking hybrid. You’ll generally see them offered by online banks, and, unlike a checking account, they usually offer unlimited transfers. A savings account often limits the number of monthly transfers, while a checking account doesn’t. Cash management accounts typically come with a debit card for easy access, but you may have to pay a fee if you want to deposit cash.

Certificates of Deposit

The best CD rates may outpace any of the other accounts we’ve described above. That’s because a certificate of deposit requires you to “lock in” your money for a predetermined amount of time ranging from three months to five years. To retrieve it before then, you’ll pay a penalty (unless you opt for one of the best no-penalty CDs). The longer you’ll let the bank hold your money, the higher rate you’ll get. CD rates aren’t variable; the rate you get upon depositing your money is the rate you’ll get for the length of your term.

About CD Terms

Locking your money into an account in exchange for a higher interest rate can be a big decision. Here’s what you need to know about common CD terms.

No-Penalty CDs

Most CDs charge you a fee if you need to withdraw money from your account before the term ends. But with a no-penalty CD, you won’t have to pay an early withdrawal penalty. The best no-penalty CDs will offer rates slightly higher than the best high-yield savings accounts, and can offer a substantially improved interest rate over traditional brick-and-mortar savings accounts.

6-Month CDs

The best 6-month CDs are offering interest rates in the mid-5% range. Six-month CDs are best for those who are looking for elevated rates on their savings for short-term gains, but are uncomfortable having limited access to their cash in the long term. These can be a good option for those who may just be getting started with saving, or who don’t have a large emergency fund for unexpected expenses.

1-Year CDs

The best 1-year CDs tend to offer some of the top CD rates, and are a popular option for many investors. A 1-year term can be an attractive option for someone building a CD ladder, or for someone who has a reasonable cash safety net but is still concerned about long-term expenses. 

2-Year CDs

The best 2-year CD rates will be slightly lower than 1-year and no-penalty CD rates. In exchange for a longer lock-in period, investors receive a long-term commitment for a specific rate. These are best used as part of a CD ladder strategy, or for those worried about a declining rate market in the foreseeable future.

3-Year CDs

The best 3-year CDs tend to have rates that are comparable to 2-year CDs. These are usually less popular for your average investor, but can be an important lever when diversifying investments and hedging against the risk of unfavorable rate markets in the long term.

5-Year CDs

The best 5-year CDs will offer lower rates than the other terms on our list, but are still popular options for investors. These CDs are best for those looking to lock in high rates for the long term. CDs are generally viewed as safe investment vehicles, and securing a favorable rate can yield considerable earnings in year three and beyond — even if rates fall elsewhere.

Read the original article on Business Insider

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Mortgage Interest Rates Today, July 5, 2024 | Rates May Finally Go Down Soon, but Don’t Expect Big Drops


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The offers and details on this page may have updated or changed since the time of publication. See our article on Business Insider for current information.

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate mortgages to write unbiased product reviews.

Mortgage rates are up slightly from last week. Average 30-year mortgage rates ticked up nine basis points to 6.95% this week, according to Freddie Mac.

Forecasters have long been predicting that mortgage rates will soon decrease, but stubbornly high inflation in the first half of the year pushed back those expectations. Now that inflation appears to finally be coming down and the overall economy is showing signs of cooling, rates could finally start to go down in the coming months and years. 

But rates aren’t expected to drop quickly, which means it could take some time for affordability to noticeably improve. In its most recent housing forecast, Fannie Mae predicted that 30-year rates will end 2024 around 6.7%, a modest decrease from current levels.

If you’re currently in the market for a mortgage, getting quotes from multiple mortgage lenders can help ensure you get the best deal possible while rates are still high.

Mortgage Rates Today

Mortgage Refinance Rates Today

Mortgage Calculator

Use our free mortgage calculator to see how today’s mortgage rates will affect your monthly and long-term payments.

By plugging in different term lengths and interest rates, you’ll see how your monthly payment could change.

Mortgage Rate Projection for 2024

Mortgage rates increased dramatically for most of 2023, though they started trending back down in the final months of the year. As the economy continues to normalize this year, rates should come down further.

In the last 12 months, the Consumer Price Index rose by 3.3%, a significant slowdown compared to when it peaked at 9.1% in 2022. As inflation slows and the Federal Reserve is able to start cutting the federal funds rate, mortgage rates are expected to trend down as well.

For homeowners looking to leverage their home’s value to cover a big purchase — such as a home renovation — a home equity line of credit (HELOC) may be a good option while we wait for mortgage rates to ease. Check out some of the best HELOC lenders to start your search for the right loan for you.

A HELOC is a line of credit that lets you borrow against the equity in your home. It works similarly to a credit card in that you borrow what you need rather than getting the full amount you’re borrowing in a lump sum. It also lets you tap into the money you have in your home without replacing your entire mortgage, like you’d do with a cash-out refinance.

Current HELOC rates are relatively low compared to other loan options, including credit cards and personal loans. 

When Will House Prices Come Down?

We aren’t likely to see home prices drop anytime soon thanks to extremely limited supply. In fact, they’ll likely rise this year as mortgage rates drop.

Fannie Mae researchers expect prices to increase 4.8% in 2024, while the Mortgage Bankers Association expects a 4.5% increase in 2024.

Lower mortgage rates will bring more buyers onto the market, putting upward pressure on prices. But prices aren’t currently expected to increase as much as they have in recent years. 

Fixed-Rate vs. Adjustable-Rate Mortgage Pros and Cons

Fixed-rate mortgages lock in your rate for the entire life of your loan. Adjustable-rate mortgages lock in your rate for the first few years, then your rate goes up or down periodically.

So how do you choose between a fixed-rate vs. adjustable-rate mortgage?

ARMs typically start with lower rates than fixed-rate mortgages, but ARM rates can go up once your initial introductory period is over. If you plan on moving or refinancing before the rate adjusts, an ARM could be a good deal. But keep in mind that a change in circumstances could prevent you from doing these things, so it’s a good idea to think about whether your budget could handle a higher monthly payment.

Fixed-rate mortgage are a good choice for borrowers who want stability, since your monthly principal and interest payments won’t change throughout the life of the loan (though your mortgage payment could increase if your taxes or insurance go up).

But in exchange for this stability, you’ll take on a higher rate. This might seem like a bad deal right now, but if rates increase further down the road, you might be glad to have a rate locked in. And if rates trend down, you may be able to refinance to snag a lower rate 

How Does an Adjustable-Rate Mortgage Work?

Adjustable-rate mortgages start with an introductory period where your rate will remain fixed for a certain period of time. Once that period is up, it will begin to adjust periodically — typically once per year or once every six months.

How much your rate will change depends on the index that the ARM uses and the margin set by the lender. Lenders choose the index that their ARMs use, and this rate can trend up or down depending on current market conditions.

The margin is the amount of interest a lender charges on top of the index. You should shop around with multiple lenders to see which one offers the lowest margin.

ARMs also come with limits on how much they can change and how high they can go. For example, an ARM might be limited to a 2% increase or decrease every time it adjusts, with a maximum rate of 8%.

Read the original article on Business Insider

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Eighth time lucky for hungry hound Farage. Now Labour and Tories must find a way to defang him | Samuel Earle


The Reform UK leader will cause division and mayhem in parliament. Unchecked, he will cast a dark shadow over our politics

The chorus to Nigel Farage’s triumphant election campaign was Eminem’s line “Guess who’s back?”, but many Tories will feel as if he never went away. Like a pesky hound, he has gnawed at their ankles throughout their time in government. They tried various strategies: ignoring him, insulting him and throwing him bones – a referendum, a resignation, a new leader, a policy of sending asylum seekers to Rwanda. But rather than stop or sate him, these methods only made him stronger and louder, his appetite more ravenous. Now, as their parting treat, the Tories have helped Farage achieve what every dog dreams of: a seat at the table. Farage is going to Westminster. Eighth time lucky.

Farage secured Clacton-on-Sea with 46% of the vote, one of four seats won on the night. It’s a historic achievement, and not only in the context of his previous seven failed attempts (the first dating back to 1994 in which he received roughly the same as Screaming Lord Sutch of the Monster Raving Loony party – less than 2% of the vote). That this comes on the back of the Tories’ worst ever election performance is no coincidence. A mutation on the right – foreshadowed by the rise of politicians like Suella Braverman and Miriam Cates – is under way.

Continue reading…


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Doug Burgum’s Big MAGA Rebrand – POLITICO – POLITICO


The post Doug Burgum’s Big MAGA Rebrand – POLITICO – POLITICO first appeared on Trump And Trumpism – The News And Times.


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Private prison behemoth is first corporation to max out to Trump – CREW – Citizens for Responsibility and Ethics in Washington


Private prison behemoth is first corporation to max out to Trump – CREW  Citizens for Responsibility and Ethics in Washington

The post Private prison behemoth is first corporation to max out to Trump – CREW – Citizens for Responsibility and Ethics in Washington first appeared on Trump And Trumpism – The News And Times.


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Varying Treatment of Biden and Trump Puts Their Parties in Stark Relief – The New York Times


The post Varying Treatment of Biden and Trump Puts Their Parties in Stark Relief – The New York Times first appeared on Trump And Trumpism – The News And Times.


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$430 Million Paid for COVID-19 and Influenza mRNA Vaccine Rights – Precision Vaccinations


The post $430 Million Paid for COVID-19 and Influenza mRNA Vaccine Rights – Precision Vaccinations first appeared on The CoronaVirus Alerts – The News And Times.


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Assessing the reactions of tourist markets to reinstated travel restrictions in the destination during the post-COVID-19 … – Nature.com


The post Assessing the reactions of tourist markets to reinstated travel restrictions in the destination during the post-COVID-19 … – Nature.com first appeared on The CoronaVirus Alerts – The News And Times.


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Unemployment is low, the labor market tight. But more Wisconsinites are on FoodShare, or food stamps, than before … – Milwaukee Journal Sentinel


The post Unemployment is low, the labor market tight. But more Wisconsinites are on FoodShare, or food stamps, than before … – Milwaukee Journal Sentinel first appeared on The CoronaVirus Alerts – The News And Times.